My NMLS# 318444
Company NMLS# 235723
347 N. Main Nephi, UT 84648
(435) 660-1332


Utah Home LoansWHAT WE DO

Purchase – No Money Down USDA Rural Development, FHA, VA or Conventional. We are the local experts for getting our customers a great home with little to no money down. We are even able to finance closing costs on the USDA Rural Development

Refinance/Debt Consolidation – Looking to lower your interest rate or consolidate debt? Let’s do both! Our relationship with lenders allows us to offer you lots of options.

Construction – Building your dream home can be such a stressful adventure. Let us help you by putting you in a construction loan that is right for you including 100% financing.


We are experts in our field ready to help you! Sit back and relax while we handle the maze of paperwork. We don’t require any money up front for a credit report or appraisal. This frees up the options we have for putting you in the right loan.

Call me for a free consultation!

Chantel Shepherd (435) 660-1332

Utah House Loans

Our mortgage company can do loans anywhere in the state of Utah. We have electronic signing and a hassle-free process that makes using Town & Country the best decision you have made so far in your quest for a new home!

With our competitive rates and remarkable customer service, there’s no need to look any further.

Whether you are looking to build, purchase, or refinance your home, I will take the time to find the very best loan program for your needs.

Call today for a free pre-approval and let me get your dreams of owning a home underway. I will personally be in contact with you every step of the process.

“At Town & Country Home Mortgage, we offer the professionalism and expertise of a big city mortgage broker with the friendliness and service of a small town!”

Chantel Shepherd (435) 660-1332